Skim reading policy documents does it really matter?(Image: Rex

June 28, 2014 Uncategorized

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canada goose outlet uk fake Nobody actually wants to read their car insurance documents, but failing to do canada goose store so could be an expensive mistake (Image: Getty Images)Get money updates directly to your inbox SubscribeSee our privacy noticeThank you for subscribing!When you take out a car insurance policy, there are an awful lot canadian goose jacket of documents to read through which explain in detail exactly what you are and aren’t covered for.Unfortunately, the length of those documents is putting many of us off from actually canada goose uk shop doing anything more than having a quick skim read.A new study from Co op Insurance has found that seven out of ten drivers don’t bother to properly read their insurance documents when taking out a new policy or renewing an existing one.Read MoreCar insurance: What you need to knowAnd more than half of them blame an “overload of information”, with others suggesting the content is too boring canada goose coats (26%) or filled with confusing language (22%).Interestingly, there is quite the age discrepancy here. Drivers aged between 45 and 54 are the worst for ignoring the document details with more than three quarters (78%) saying they don’t read the documents in full.However, more than a third of drivers aged 18 24 take the time to fully read the documents.Skim reading policy documents does it really matter?(Image: Rex Features)Let’s be honest, reading pages and pages of the terms and conditions for your car insurance policy is nobody’s idea of a good time.The respondents to Co op’s study aren’t wrong in that they are boring canada goose factory sale and filled with jargon which won’t mean an awful lot to most people.But none of that changes the fact that it is REALLY important to actually go through your policy properly to ensure you fully understand what your policy covers.Failing to do so could cause real issues should you need to make a claim, and even expose you to the risk of having invalid cover in place.Why you need to make an (official) complaint about your car insuranceImportant details to look out for(Image: Getty Images)For example, one key element of your car insurance policy will be the excess. This is the amount that you will pay towards any Canada Goose sale claim that you make.So for example if you have an excess of and make a claim for damages of you will have to hand over with the insurer then covering the rest.The higher the excess, the cheaper the policy will be canada goose outlet uk fake.


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